Joseph Harrison's Blog Posts

Joseph Harrison's Blog Posts

Understanding Your Debt To Income Ratio
When you are filling out a mortgage application, the lender will be asking you for specific financial information. One of the reasons they ask for this information is to enable the...

Pros And Cons Of Buying A Foreclosure
When a homeowner stops making regular mortgage payments, the bank can foreclose on the property. This means that the bank takes possession of the property in an attempt to recover ...

5 Critical Tips For Buying In A Sellers Market
This summer, quality homes are being scooped up almost as fast as they're being listed - and for top price. Yes, it's a seller's market out there, which is great news if you're pla...

How To Save For A Down Payment On Real Estate
If you are planning to invest in [city] real estate, it’s always wise to make as much of a down payment as you can. The more money you can deliver up front, the smaller your mort...

Flipping Versus Renting Real Estate
When you make an investment in [city] real estate, it’s important to consider your options for turning a profit. It might be best to rent out the property to cover your mortgage ...

5 Tips When Looking For City Homes For Sale
It’s a great time to buy because there are still quite a few [city] homes for sale now and interest rates have continued to stay low. Whether it’s your first time purchasing re...

5 Things That Firsttime Home Buyers Wish They Knew Before They Signed
Without a doubt, it can be both overwhelming and exciting to find your dream home and be able to put the money down for it. However, there are a lot of things to know before signin...

Understanding Mortgage Amortizations And Why Longer Periods Can Cost More
Buying a home is one of the largest investments you will make in your life, and that's why so many people have longer mortgage amortization periods to pay down the principal. While...

3 Home Renovation Lessons That You Wont Want To Learn The Hard Or Expensive Way
Most people make several home upgrades when the time comes to put their home on the market, whether they're minor fix-ups or significant improvements that come with a high cost. Ho...

How To Move On From Your Old Home Once Youve Sold It
There's often so much enthusiasm that goes along with buying a home that the idea of leaving the old one behind is left in the dust. But, while you may love both your old home and ...

How Young Is Too Young To Buy Your First Home
Getting Started Early Has Its Ups and DownsMany millennials are expected to enter the housing market in the next year with the interest rates still low. However, while it may be a ...

What Fees Or Costs Are Involved With A Reverse Mortgage
As a means of avoiding monthly mortgage payments, a reverse mortgage is a way for homeowners to tap into their equity in order to defer the payments on their home. While this can b...

3 Helpful Tips For Finding A Home To Buy In A Low Inventory Real Estate Market
Many home buyers struggle with finding a home that is within their price range, but many of those perusing the market also struggle when it comes to the search. If you're currently...

How To Get A Mortgage If One Spouse Has A Terrible Credit Score
A poor credit history is a reality for many people, but it can be particularly daunting when it comes to investing in a house. Fortunately, simply because you or yours have experie...

Here Is Why A Home Should Be Your Priority When Deciding Whether To Invest In Real Estate Vs Stocks
Once you're done with debt and you've started to save, it's commonly the case that you'll start hearing about the risks and rewards of investing in stocks or real estate. Unfortuna...

4 Things You Absolutely Should Not Do After You Apply For A Mortgage
If you have a good credit history and are prepared to invest in a home, you may be feeling pretty confident about the mortgage process. However, it's important to be aware that the...

3 Simple Tips For Boosting Your FICO Credit Score Before Applying For A Mortgage
There are a variety of factors that are involved in getting your mortgage approved, but few things will have more of an impact than your FICO score and the credit history that goes...

Understanding Why Its A Good Idea To Buy A House Now And A Bad Idea To Try And Time The Mortgage Mar
It's often the case that people will opt to postpone home ownership until the best rates are available or it's a more stable investment, but in an ever-shifting market it may not b...

4 Reasons Why Its Time To Start Paying Down Other Debts Now In Order To Buy A Home In 2017
Buying a home is an ideal investment for many people because not only is it a place that belongs to them, it can also be a very beneficial investment. While you may be strongly con...

How To Avoid Making These 3 Common Mistakes First Time Home Buyer When Applying For A Home Loan
Deciding to purchase a home will be one of the biggest investment decisions you'll make in your life, but it can be confusing for the first-time home buyer to know all the ins and ...

Here Is Why You Do Not Need A Full 20percent Down Payment For A House
Mortgage Myths: Here's Why You Don't Need a Full 20 Percent Down Payment If you're just getting into the real estate market, you may have heard that 20% down is the ideal perc...

Understanding The Balance Between Purchase And Reno Costs When Buying A Fixer Upper
Fixer uppers can come with huge price benefits and opportunity, as well as problems. Make sure you understand what you're getting yourself into before you purchase a home that nee...

The 4 Most Common Mortgage Questions Answered
Making the decision to purchase a home is one of the most significant investments most people will make in their life, and this automatically means there are a lot of questions tha...

4 Reasons Why Your Home Is Not Selling
Selling your house can be hard. Emotionally, because it's become your home, but also economically. If your home isn't selling, there are usually specific reasons – which means th...

Important Considerations Before Renting Your Home And Becoming A Landlord
Whether you're going away on an extended vacation or considering downsizing into a smaller place, the popularity of websites like Airbnb has led many people to believe that there's...

Dont Make These 4 Firsttime Homebuyer Rookie Mistakes
Buying your first home is exciting. Many young people view homeownership as the definitive mark of adulthood, the final milestone on a decades-long journey. And while becoming a ho...

4 Financial Benefits Of Home Ownership
Home ownership may be one of the most familiar goals of adulthood, but there's more than one reason why so many people flock towards this type of investment and leave the rental ma...

Why Home Buyers Should Hire Their Own Home Inspector And How To Choose One
When you've found the perfect home and you're preparing for all of the final details to be sorted, there are a few important things that should not be forgotten about. As a home in...

5 Tips To Reduce Your Monthly Mortgage Payment
Buying a home isn't cheap – and even though mortgage rates are low, your own financial circumstances may mean that your monthly payment is more than you can afford. Whether you'r...

5 Steps Towards A Better Credit Score You Can Take Today
When it comes to finding the best mortgage, your credit score is a major determinant as to the kinds of rates and conditions you can get. Lenders quite understandably want to manag...

How To Properly Research Your Mortgage Options As A First Time Home Buyer
For most consumers, buying a house is the largest purchase you'll make in your life. That's why it's important to ensure that you have the best mortgage terms available. With so mu...

5 Documents Firsttime Homebuyers Need For A Smoother Purchasing Process
With all the work that goes into finding the kind of home you'll want to put an offer on, it can be easy to forget about all the little things that happen after the deal has been m...

3 Things You Need To Consider Before Buying That Fixer Upper Home
The idea of buying a home that will need a fair bit of renovating can seem like a great investment opportunity, but some renovations come with high prices and may actually end up c...

Three Excellent Reasons To Buy A Home So You Can Get Out Of The Renting Rut
Renting a home is a good option for some, but buying a home just might be the best thing for you. When you rent a home, you send money to someone else every month in exchange ...

Four Reasons Why Selling A Condo Is Different Than Selling A House
Listing a property is a delicate dance. From the initial marketing to the final price negotiations, everything needs to be tailored to the type of home being sold. However, because...

Three Inexpensive Renovations To Boost Your Resale Value When Selling Your Home
To get top dollar for your home, renovations may be necessary. However, some renovations can prove costly and they don’t always add value to your home. Here are three inexpensive...

Five Ways To Tell If You Have Outgrown Your Current Home And May Want To Consider An Upgrade
Your home is your castle, your own little piece of the American dream. But lately, your little corner of the world has been feeling cramped and you find yourself eyeing those large...

Three Tips For How To Secure A Mortgage If You Are A Self Employed Entrepreneur
If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approv...

Do You Need Mortgage Insurance Even If It Is Not Required By Your Lender
Finding a proper mortgage loan and understanding the processing procedures behind the loan is the basis of good research. The down payment on a mortgage loan is typically significa...

Three Kitchen Design Trends That You Need To Be Aware Of Before You Renovate
Renovating your kitchen is an excellent way to improve its look, increase the value of your home and appeal to a more diverse range of home buyers if you decide to sell. However, a...

Did You Know Professionally Shot Arial Photos And Videos Can Help You Sell Your Home
Today’s home buyers are savvier about their buying options than ever before. They are able to research prices, browse listings, and investigate other important factors before eve...


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